Financing Available
Colony Builders works with HFS Financial and Lyon Financial to offer financing options for qualifying home-improvement projects. You may review HFS options through its secure provider site or continue to Lyon Financial below.
Financing is provided through independent third-party financing companies and participating lenders. All loans are subject to provider terms and credit approval; not all applicants will qualify. Colony Builders does not make credit decisions. Financing availability varies by project and applicant.
Home Improvement Financing in Houston
Planning a new patio cover, replacing siding or taking on a larger home improvement project? Colony Builders can prepare the project estimate while you review financing options through independent providers.
Financing should support the project—not complicate it.
You do not need every finish selected or every construction detail decided before talking with us.
Start by telling Colony Builders what you want to build. Our team can review the property, discuss the intended scope and prepare an estimate. That estimate gives you a more realistic project amount to use when reviewing financing options.
You may request an estimate before applying or review provider options while the project is being developed. Colony Builders handles the construction relationship. The financing provider and its participating lenders handle the application, eligibility, approval and loan documents.
Explore projects that financing may support.
Availability depends on the provider, participating lender, applicant and project. Use these links to understand the construction service before requesting an estimate.
Patio Covers & Outdoor Living
Custom patio covers, covered outdoor spaces, outdoor kitchens and related improvements.
Explore patio-cover projects → 02Siding Replacement
Whole-home siding replacement with coordinated trim, weather protection and exterior details.
Review siding replacement → 03Replacement Windows
Window projects planned around the home, opening requirements and exterior design.
Explore replacement windows → 04Room Additions
New living space designed to connect properly with the existing home.
Review home additions → 05Kitchen & Bathroom Remodeling
Interior renovations ranging from focused upgrades to more complete remodeling scopes.
Explore kitchen remodeling → 06Pools & Backyard Projects
New pool construction and larger backyard improvements for qualifying properties.
Review pool construction →From idea to a buildable, financeable project.
The construction estimate and financing review are related, but they are separate decisions handled by separate companies.
Tell us what you want to build
Request a free estimate and share the service, general location and project goals with Colony Builders.
Define the construction scope
Our team reviews the project and prepares an estimate based on the home and the work being considered.
Review provider options
Use the secure HFS or Lyon provider website to review current disclosures and submit information directly to that provider.
Finalize and schedule
After financing and the construction agreement are finalized, Colony coordinates the next project steps, which may include engineering, HOA documentation and permits.
Review current options securely.
These links leave the Colony Builders website. Read the provider's current eligibility requirements, credit disclosures, rates and loan terms before submitting an inquiry or application.
HFS Financial
HFS Financial connects homeowners with participating lenders for qualifying home improvement and pool projects. Use Colony Builders' HFS link to review the current process and available options directly with HFS.
Review HFS optionsLyon Financial
Lyon Financial works with participating lenders on qualifying pool, outdoor living and other home improvement projects. Use the Colony Builders application link to continue securely on Lyon's website.
Apply with Lyon FinancialColony Builders is a contractor, not a lender or credit decision-maker. Financing is offered by independent third-party providers and participating lenders. Availability, rates, terms and approval depend on the provider, applicant and project; not all applicants will qualify. Provider information may change. Do not send Social Security numbers or other financial-account information through a Colony Builders estimate form.
What Houston homeowners commonly want to know.
Can a new patio cover or outdoor kitchen be financed?
Financing options may be available for qualifying patio covers, outdoor kitchens and related outdoor-living projects. The provider and participating lender determine eligibility and final terms. Colony Builders can prepare a project estimate for the work being considered.
Can siding and replacement windows be included?
Qualifying whole-home siding and replacement-window projects may be eligible for home improvement financing. Start with an estimate so the proposed scope reflects the actual home rather than a generic online price.
Should I request an estimate before reviewing financing?
You can do either first. An estimate usually provides a more useful project amount and identifies what is included. You may also review provider requirements while Colony Builders is developing the construction scope.
Does Colony Builders approve the financing?
No. Colony Builders provides construction services and project estimates. The independent provider and participating lender handle eligibility, credit review, approval, rates, loan documents and funding.
Where do I submit personal financial information?
Submit financial information only through the provider's secure website. The Colony Builders estimate form is for project and contact information; it is not a credit application and should not be used to send Social Security numbers or financial-account information.
Does financing approval guarantee that construction can begin?
No. Financing approval and construction approval are separate. The project must still be accepted by Colony Builders, documented in a construction agreement and prepared for scheduling. Depending on the project, engineering, HOA documentation or permits may also be required.
Start with the project—not a generic payment estimate.
Tell us what you want to improve. Colony Builders will help define the construction scope and provide a free estimate for your Greater Houston project.